Access to Cash and Financial
Services Workshop

May 12-13, 2025

AUGUST 2-3

May 12-13, 2025

NO TRAVEL NEEDED

Ottawa, Canada

LEARN & NETWORK

Learn & Network

About the Event

This workshop is organized by the Currency Department and will bring together researchers to present and discuss cutting-edge research
and policy work with a focus on the adoption and usage of cash and accessibility of financial services more broadly.
Specific topics include recent household spatial mobility in the context of access to physical infrastructure of ATMs and
bank branches, the rapidly evolving payment landscape, and the rise of FinTech.

Agenda


Monday, May 12, 2025

May 12, 2025 08:30 to
08:50

Registration & Continental Breakfast

May 12, 2025 08:50 to
09:00

Housekeeping & Opening Remarks

Opening remarks by Maureen Carroll, Managing Director, Currency

May 12, 2025 09:00 to
12:15

Morning Session

"Access to Cash in Rural Canada"

HongYu Xiao (Bank of Canada)


"Banking Without Branches"

Niklas Amberg (Sveriges Riksbank)


"Does the Internet Replace Brick-and-Mortar Bank Branches"

Minhae Kim (Oklahoma State University) 

May 12, 2025 12:15 to
13:15

Lunch

May 12, 2025 13:15 to
14:30

Afternoon Session

"Is there a digital divide in payments? Understanding why cash remains important for so many"

Alejandro Zamora-Pérez (European Central Bank)


"Defining households that are underserved in digital payment services"

Ying Lei Toh (Federal Reserve Bank of Kansas City) 

April 1, 2025 14:45 to
16:15

Panel Presentation

Featuring:


Matthais Uhl (Deutsche Bundesbank)

Helmut Stix (Oesterreichische Nationalbank)

Teodora Paligorova (Federal Reserve Board)

Kim P. Huynh (Bank of Canada) 


May 12, 2025 16:30 to
17:00

Short Presentations

Presentations to be announced.

May 12, 2025 17:00 to
18:00

Reception & Poster Session

May 12, 2025 18:15 to
20:30

Dinner

By invitation only

Tuesday, May 13, 2025

May 13, 2025 08:30 to
09:00

Continental Breakfast

May 13, 2025 09:00 to
12:30

Morning Session

"Living in a Ghost Town: The Geography of Aging and Depopulation"

Elisa Giannone (CREI)


"Commute Mode and Residential Location Choice"

Andrea Craig (University of British Columbia Okanagan) 


"Merchant Access to Cash"

Angelika Welte (Bank of Canada) 

May 13, 2025 12:10 to
12:15

Closing Remarks

by Kim P. Huynh (Bank of Canada) 

May 13, 2025 12:15 to
13:30

Lunch


Accessibility

We strive to provide each participant with a positive experience and a barrier-free environment. Should you require any form of accommodation, please contact us to let us know how we can best support you.

Your Privacy

Personal information collected by the Bank of Canada is protected under the Privacy Act. We will use this information to prepare and plan logistics for the conference. For more information, read the Bank of Canada Protection of Personal Information Policy.

Contact Us

Bank of Canada
Conferences and Events

conferences@bank-banque-canada.ca